Joseph Daleo
VP Of Mortgage Lending
Meet Joe Daleo, your friendly neighborhood VP of Lending at AMS Mortgage Services.
From the moment he dove headfirst into the mortgage world, Joe brought an unstoppable drive to help each client succeed. As the youngest of six, he learned early on how to make an impact—and he’s carried that determination into every loan he handles.
He listens carefully to your story, tailors solutions to your needs, and negotiates fiercely to secure the best possible deal. When he’s off the clock, you’ll find Joe strumming his guitar, exploring the latest tech, or discovering the next innovation to add value for his customers.
With Joe, it’s more than business—it’s about building strong relationships and making your path to homeownership both rewarding and memorable.
Why AMS Mortgage Services?
Trusted by families across the nation since 1992
What My Clients Say
Real reviews from real clients
"Joe is a true professional. When it came to buying a home he guided me and helped me understand all the elements in the process. He is highly ethical and works hard for his clients. I always felt like he was pushing for us to get an amazing rate and gave us inside tips to get the best outcome. I tell all of my friends and family to use him because he is trustworthy, friendly, and a fantastic human. Call Joe now!"
— Paul Madsen
"We have used Joe to purchase our home and to refinance and both experiences have been fantastic! Joe knows his industry well, provides guidance and above all treats you like you’re the only client he has. We have recommended Joe to friends and family who have been just as happy as we were!"
— Daniella Raffo
"Great lender. I'm a first time home buyer and Joe led me through the whole process without ever rushing me. He patiently explained mortgage related issues to me, updated me on changing interest rates, and worked to extend my closing date despite a bunch of last minute changes. No qualms with the whole process and would use him again for the future."
— Eric Chang
"I am so pleased to get a chance to work with Joe on my very first property purchasing process. He is detail-oriented and helpful to reach my goals in the process. Highly recommended! "
— Elnura Musazadeh
"My husband and I were really blown away by Joe Daleo and his team of experts who were able to get us, as first time homebuyers into our home in just over a month’s time from start to finish! We couldn’t be happier! Thanks Joe! You’re the best! 🏡"
— Anna Leclercq
How I Can Help You
Purchase a Home
Get pre-approved and find the perfect loan program for your new home purchase.
Refinance
Lower your rate, reduce your term, or access your home's equity.
Investment Properties
Grow your portfolio with financing options for investment properties.
Calculate Your Payment
Use our mortgage calculator to estimate your monthly payments and see what you can afford.
Mortgage Calculator
What will your monthly payment look like?
Quickly estimate your monthly mortgage payment, including property taxes, homeowners insurance, and mortgage insurance, to give you the full picture.
This calculator is made available to you as an educational tool only and calculations are based on borrower-input information. This is not an advertisement for the above terms, interest rates, or payment amounts.
The above information is meant for educational purposes only. Actual fees, costs, and payments may vary. As a result of refinancing, your total finance charges may be higher over the life of the loan. This is not a commitment to lend. Not all borrowers will meet the requirements necessary to qualify. Rates and terms are subject to change based on market conditions and borrower eligibility. Monthly Payment does not include taxes and insurance. Your payment obligation will be higher.
Check VA & FHA Condo Approval Status
Planning to purchase a condominium? It's important to verify whether the property is on the approved list for FHA or VA financing. Condo approval status can vary — a unit may be listed as "Approved," "Eligible," "Expired," "Withdrawn," or "Rejected." Confirming approval status early in the process helps avoid financing delays and ensures a smoother path to closing.
Verify your Condominium or HOA approval status using the official lookup tools below:
Ready to Get Started?
Let's discuss your mortgage needs and find the best solution for your situation. I'm here to help make your homeownership dreams a reality.