Lauren Coyle
MLO
I am a licensed Mortgage Loan Originator in New Jersey and New York. I studied Business Finance at Montclair State University. After years in the customer service industry, I joined the mortgage industry in 2016, learning the ins and outs of the business, while working directly with the company President and several Senior Loan Officers. I am now with AMS Mortgage Services, a company with over 30 years of experience and a #1 brokerage firm for clients servicing NJ and NY.
Whether you are interested in a Conventional, FHA, VA, USDA, Reverse Mortgage loan or many other products we have to offer, I will be able to help you find the right loan for your specific needs. I would love the opportunity to work with you, and make sure your home purchase or refinance is as smooth as possible.
Why AMS Mortgage Services?
Trusted by families across the nation since 1992
How I Can Help You
Purchase a Home
Get pre-approved and find the perfect loan program for your new home purchase.
Refinance
Lower your rate, reduce your term, or access your home's equity.
Investment Properties
Grow your portfolio with financing options for investment properties.
Calculate Your Payment
Use our mortgage calculator to estimate your monthly payments and see what you can afford.
Mortgage Calculator
What will your monthly payment look like?
Quickly estimate your monthly mortgage payment, including property taxes, homeowners insurance, and mortgage insurance, to give you the full picture.
This calculator is made available to you as an educational tool only and calculations are based on borrower-input information. This is not an advertisement for the above terms, interest rates, or payment amounts.
The above information is meant for educational purposes only. Actual fees, costs, and payments may vary. As a result of refinancing, your total finance charges may be higher over the life of the loan. This is not a commitment to lend. Not all borrowers will meet the requirements necessary to qualify. Rates and terms are subject to change based on market conditions and borrower eligibility. Monthly Payment does not include taxes and insurance. Your payment obligation will be higher.
Check VA & FHA Condo Approval Status
Planning to purchase a condominium? It's important to verify whether the property is on the approved list for FHA or VA financing. Condo approval status can vary — a unit may be listed as "Approved," "Eligible," "Expired," "Withdrawn," or "Rejected." Confirming approval status early in the process helps avoid financing delays and ensures a smoother path to closing.
Verify your Condominium or HOA approval status using the official lookup tools below:
Ready to Get Started?
Let's discuss your mortgage needs and find the best solution for your situation. I'm here to help make your homeownership dreams a reality.


